Professional Liability (E&O)
Also called errors & omissions. It covers claims that your advice or professional services caused a client a financial loss.
Insurance solutions
Specialty Insurance
For the things that don't fit neatly in a standard policy, and the people who've been told no.
Some risks don't fit a standard policy: your professional advice, your data, a boat, a classic car, a valuable collection, a flood, or a risk that's been declined elsewhere. As an independent broker I have access to markets that specialize in exactly these situations.
Cyber Liability
Help after a data breach, ransomware attack or other cyber incident, such as the cost of notifying customers, restoring data and responding to claims, depending on the policy.
High-Value Property
Art, jewelry, musical instruments and collections that are worth more than a standard home policy is built to cover, often insured for an agreed value.
Marine & Watercraft
Boats, personal watercraft, pontoons and larger vessels: the hull, motor and trailer, plus liability on the water.
Flood Insurance
Most homeowners and renters policies do not cover flood damage. Flood coverage is written separately, and it's worth a conversation even outside a flood zone.
Classic, Antique & Collector Vehicles
Coverage built for vehicles you've restored, preserved or collected, often based on an agreed value rather than a depreciated one.
Specialty Vehicles
Off-road vehicles, custom builds and other vehicles that a standard auto policy doesn't handle well.
Hard-to-Place Risks
Been declined, non-renewed, or can't find a carrier? Let's talk about what may still be available.
Have something rare or uncommon and not sure it's insurable? Just ask. I'm happy to look into it. Ask a question
Product availability will vary based on state, carrier, licensing, underwriting and eligibility.
Let's talk about your coverage
Your future deserves a plan.
Call or text 575-271-2727, email Jamie@