Insurance solutions

Business Insurance

Coverage that fits the way your business actually operates.

Every business carries risks that aren't obvious until something goes wrong: a customer injury, a damaged job site, an employee hurt on the clock, a claim that your work caused a loss. I take the time to understand what you do before recommending anything. My commercial capabilities extend coast to coast, subject to licensing and carrier availability.

Business Owners Policy (BOP)

A package that combines property and general liability coverage for many small and mid-sized businesses, often at a better value than buying them separately.

General Liability

Protection for your business when someone claims they were injured or their property was damaged because of your business.

For example: A customer slips and falls at your business, or you accidentally damage a customer's property while working on a job. General liability may help cover eligible claims and related legal expenses.

Workers' Compensation

Coverage for employees who are injured on the job. It is required for many employers, and the rules vary by state.

Contractor Insurance

Coverage for general and trade contractors: liability, tools and equipment, and the certificates you need to get on the job.

Small Business Insurance

Not sure which policies your business needs? We'll start with how you operate and build from there.

Commercial Property

Protection for your building, equipment, inventory and the other physical assets your business runs on.

Professional Liability (E&O)

Also called errors & omissions. It covers claims that your advice or professional services caused a client a financial loss.

Cyber Liability

Help after a data breach, ransomware attack or other cyber incident, such as the cost of notifying customers, restoring data and responding to claims, depending on the policy.

Farm & Ranch Insurance

Coverage built around agricultural operations: the home, outbuildings, equipment, livestock and the liability that comes with working land.

Product availability will vary based on state, carrier, licensing, underwriting and eligibility.

Let's talk about your coverage

Your future deserves a plan.

Call or text 575-271-2727, email Jamie@yourfreedomadvisor.com, or reach out online.